REPUBLIKA.CO.ID, JAKARTA -- Meluasnya pembayaran digital membuka peluang bagi perempuan pelaku usaha mikro, kecil, dan menengah (UMKM). Namun, kemudahan bertransaksi juga perlu diimbangi dengan kemampuan mengenali berbagai modus penipuan yang dapat merugikan pelaku usaha.
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Berdasarkan Survei Nasional Literasi dan Inklusi Keuangan (SNLIK) 2026, indeks inklusi keuangan Indonesia telah mencapai 93,61 persen, sementara indeks literasi keuangan berada pada 69,57 persen. Selisih sebesar 24,04 poin persentase tersebut menunjukkan semakin luasnya akses terhadap layanan keuangan perlu diikuti dengan peningkatan pemahaman dan rasa aman.
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Baca Juga
Transaksi Patungan Makin Umum, Layanan Digital Permudah Pembagian Tagihan Transaksi Digital BSI Capai 98,8 Persen, KKI Didorong di International Expo Menko Airlangga: Ekonomi Digital Mesin Pertumbuhan Ekonomi 2027
Untuk memperkuat perlindungan tersebut, PT Jalin Pembayaran Nusantara (Jalin), bagian dari Danantara Indonesia menggagas Gerakan Ibu Cek Dulu. Program pemberdayaan perempuan tersebut merupakan bagian literasi keamanan dalam transaksi digital yang diikuti 100 ibu-ibu di Kelurahan Susukan, Ciracas, Jakarta Timur.
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